Dave Lambertsen

Dave loves spending time with his 19 Grandchildren. Each one of them has a unique personality. They call him "Bapo." Sometimes they just call to video chat because they miss him. They are a great joy in his life.

We love helping people. We provide free Auto insurance and Homeowners insurance quotes throughout the great state of Utah. We help people insure their cars as well as their home, whether they are renting and need Renters insurance, own a condo and need Condo insurance or own a home and need Homeowners insurance. We take the time to talk to everyone about the importance of Life insurance to protect those we value most. Working with small business owners for their Business insurance and planning needs is rewarding since Dave is a small business owner too.

Dave has been a State Farm Agent since 2002 and is dedicated to lifelong learning to keep up with current events and trends.

• Reviewing and updating life insurance policies regularly is an important step in ensuring the financial security of loved ones. Here are a few key points to consider when reviewing life insurance policies:

  • Coverage Amount: Assess whether the current coverage amount is sufficient to meet the financial needs of your loved ones in the event of your passing. Consider factors such as outstanding debts, education expenses, and future financial goals.

  • Beneficiaries: Review the designated beneficiaries and ensure they are up to date. Changes in personal circumstances, such as marriage, divorce, or the birth of a child, may require updating the beneficiaries.

  • Policy Riders: Evaluate any additional policy riders or optional benefits that may be available. These riders can provide added protection, such as coverage for critical illness or disability.

  • Policy Term: Determine whether the policy term aligns with your current needs. If your circumstances have changed since you initially purchased the policy, you may need to adjust the term length accordingly.

  • Health Changes: If your health has significantly improved since you purchased the policy, it may be worth exploring the possibility of obtaining a better policy through a policy review or medical underwriting.

  It's advisable to consult with a licensed insurance agent who can guide you through the process and help you make informed decisions based on your individual circumstances.